Links to sites providing legal citations of laws pertaining to the application, approval, underwriting, and collection of credit accounts. These are the laws that govern the approval and administration of loan applications, billing of credit accounts, collection practices employed by creditors or their agents, and, the reporting of credit by credit bureaus and commercial agencies in the United States.
Related categories 1
Equal Credit Opportunity
How the Equal Credit Opportunity Act (ECOA) protects consumers.
Fair Credit Reporting Act
FTC educational material and staff opinions on the FCRA. Also some information on the Fair and Accurate Credit Transactions Act of 2003 (called FACTA or the FACT Act).
Fair Debt Collection Practices Act
FTC Educational material and staff opinions on the FDCPA.
Legal Information Institute
An overview of consumer credit law with links to additional sources.
Last update:January 3, 2014 at 8:45:06 UTC